We help SMEs
unlock their potential
Our product suite as been designed to reduce information asymmetries between SMEs and the financial system - unlocking more capital, and benefiting the real economy on a systemic level.
Credit Passport is available to resellers seeking to increase loyalty and stickiness for their customers or members, and to give them a tangible value added service. It is available as a co-branded service, or as an embedded element to be used inside a partner site.
The Credit Gateway API allows us to make the Credit Passport score instantly available via an API.
There are two options - partners that already have Open Banking data, where we process that to deliver the score, or partners that would like us to provide the consent step to collect OpenBanking data as a white- label step within their flow.
Where end-customers are not available, a fully automated financial-model-only score is also available.
We are fully regulated by the FCA as an Account Information Services Provider, in fact, one of the first 6 companies to hold this honour.
We are also part of the Crif S.P.A. family of companies, one of the world’s largest credit bureaus, and rated 35 in the global FinTech rankings* meaning we operate to the highest data and technology standards possible.
Our platform is created from scratch as a scalable enterprise cloud system on Microsoft Azure, providing best in class security and speed. Our APIs are created to be loved by developers. We provide off-the-shelf products plus custom integrations with a true partnership approach.